Required Documentation For A Builders or Construction Mortgage

• Written employment and income confirmation
• Proof of down payment or equity
• Copies of all quotes (if self-build)
• Signed contract with builder and all addendums, if applicable.
• Offer to purchase for land or a copy of title if already owned.
• If land owned details of any charge registered against it
• Full appraisal
• Plans/ House Specifications
• Fire Insurance Certificate
• Third party warranty information, if applicable.

Each lender has varying documentation requirements.  It's important to speak with us to determine what is needed. 

YES, we finance spec home construction.  Call and speak with us today.